Travel Insurance

[coverages] [benefits] [rate quote] [faq]

Go To Russia offers inexpensive and very comprehensive travel insurance to protect your trip. Coverage includes:

• Trip Cancellation 
• Trip Interruption 
• Travel Delay 
• Baggage Loss 
• Baggage Delay 
• Emergency Medical Expense Coverage 
• Primary Rental Car Damage Coverage 
• Air Flight Accident

Your trip to Russia, Ukraine or other CIS countries is a big investment. We carefully considered many insurance options before choosing TravelSafe as the most comprehensive and inexpensive protection. 

For Coverages, Benefits and Rate Quote with Online Purchase select options below.

Coverage

Cancellation and Trip Interruption:

These coverages pay certain non-refundable expenses if your trip is cancelled or interrupted for the following covered reasons:

• Sickness, injury or death of you or a family member
• A terrorist incident in a foreign city to which you were scheduled to arrive within 30 days following the incident
• Adverse weather or natural disasters resulting in the complete cessation of travel services
• labor disputes resulting in the complete cessation of travel services
• Your home being made uninhabitable by fire, flood, vandalism or natural disaster.
• You being subpoenaed, required to serve on a jury, hijacked or quarantined
• Unforeseeable financial default or bankruptcy of a tour operator, cruise line or airline that occurs more than 7 days after coverage is purchased

Travel Delay:
This coverage pays for certain extra transportation and accommodation expenses if your trip is delayed for 12 hours or more.

Baggage Loss Coverage:
This coverage reimburses you if your baggage is lost, stolen or damaged while on your trip. This coverage is secondary to any coverage provided by a common carrier. Maximum of $4,000 per traveling group.

Baggage Delay Coverage:
If your baggage is delayed for more than 24 hours, you will be reimbursed for the purchase of essential items.

Emergency Medical Expense Coverage*:
This coverage reimburses you for certain expenses incurred due to sickness or injury which occurs while on your trip. This coverage is excess over any other medical or health insurance available to You.
*Coverage is not available to Canadian residents

Rental Car Damage Coverage**:
This benefit provides you primary coverage if the car you rented while on your trip is damaged due to collision, fire, flood, theft, vandalism, windstorm or hail.
**Coverage is not available to Texas, Oregon, or New York residents.

Air Flight Coverage:
Provides coverage for loss of life or limb in the event of an accident while traveling as a ticketed passenger on a certified passenger aircraft provided by a regularly scheduled airline.

Exclusions:
The Certificate (or Policy) of Insurance details certain exclusions which apply to some or all coverages. Please read your Certificate or Policy carefully.

Pre-Existing Condition Exclusion:
There is no coverage for any loss due to injury, sickness or death of you or a family member, if, during the 180 days preceding and including the coverage effective date, there was medical care, advice, consultation or treatment received for the condition.

Pre-Existing Conditions Waiver Option:
This exclusion will not apply if the following requirements are met. There is no charge to you.

Requirements:

• You purchase the TravelSafe® plan within seven (7) days of making your initial trip deposit. (Day 1 is the day after initial deposit)
• The amount of trip cancellation coverage purchased at that time equals the full cost of all non-refundable trip arrangements. The cost of any subsequent arrangements added to your trip (or any arrangements not made through your travel agent) must be insured within seven (7) days of payment for those arrangements.
• The Trip Cost Per Person is no more than $10,000. This waiver is not available for policies (for any benefit amounts) if the Trip Cost Per Person is greater than $10,000.
• The booking for this trip must be the first and only booking for this travel period and destination.
• You must be medically able to travel when you apply for TravelSafe®.
• You must be no more than 80 years old when you purchase the TravelSafe® plan.

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Benefits

Our Rates include all the coverages and services listed below:

Assistance Services include:

• World-Wide 24-Hour Emergency Hotline
• Medical Referral
• Legal Referral
• Emergency Cash Transfer
• Pre-Travel Advice
• Lost Ticket and Passport Assistance
• Emergency Prescription Refill Assistance
• Emergency Medical Transportation (unlimited)

NOTE: TravelSafe® Insurance is only available to
residents of the United States or Canada.

Guarantee
If you're not completely satisfied, simply return your Certificate or Policy of Insurance and Description of 24 - Hour Emergency Hotline Services within 10 days of receipt and include a letter indicating your desire to cancel. If you haven't already left on your trip, or filed a claim, TravelSafe® will refund your Plan Cost.

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Frequently Asked Questions

Why should I protect my vacation?

For several reasons:

1. Your vacation is a substantial investment worth protecting, just like your car and your health.
2. Travel involves unique risks often beyond your control.
3. Your current insurance may not cover certain emergencies or mishaps on your trip.
4. You may be traveling in places where basic emergency services are inconvenient, or difficult to obtain.
5. You may be traveling with family members who have medical conditions that might require special attention, or children who, in the event you are incapacitated, need someone to return them to their family safely.

I suspect one of my non-traveling family members may have a pre-existing medical condition. Will TravelSafe cover me if I am prevented from traveling due to their pre-existing condition?

Yes, if you purchase TravelSafe Vacation Protection on or before the scheduled final payment date of your trip, the pre-existing condition exclusion for non-traveling family members will also be waived. The injury or sickness of a non-traveling family member must be life threatening or require your care.

Why is TravelSafe the smart choice?

TravelSafe is your smart choice for two reasons: because it is more comprehensive, and costs less. Competitors may offer "freebies"--but their rates are higher with fewer benefits. Their rental car insurance is usually an extra "optional" per day rate--and limits you to North America. TravelSafe protects you anywhere, automatically, and with better benefits.

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